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Banking account with no monthly fee when you have qualifying Direct Deposits2
It’s time to say goodbye to monthly fees. We'd like to show you Porte, a mobile banking app with no monthly fee when you meet Direct Deposit requirements.2
Monthly fee2
ATM fees4
Add money fees3
Fee on cash withdrawals5
Porte is a mobile finance app, not a bank. Banking services provided by Pathward, National Association, Member FDIC.
Get paid up to 2 days faster6
Everyone loves payday! You can access your hard-earned
paycheck up to 2 days faster6 with Direct Deposit.
37,000+ Fee-Free ATM Network with MoneyPass®
Skip lines for withdrawals and avoid paying out-of-network fees. With Porte, you have access to 37,000+ fee-free ATMs through MoneyPass®.4
Find fee-free ATMs at some of your favorite stores, like Walgreens®, CVS®, 7-Eleven®, and Circle K. You can use the ATM Locator online or the Porte app7 to find the closest fee-free ATM near you.
Mobile banking and Visa® debit card with no monthly fee2
When you open a Porte account,1 you will receive a debit card that can be used everywhere Visa debit cards are accepted. We also offer virtual debit cards that allow you to make online purchases without your physical card at no extra charge.8 When you have qualifying Direct Deposit of $1,000 or more each month, we will waive your monthly fee2 and you can keep more of your money to spend how you like.
FAQs
What does "monthly fee waived" mean?
Porte’s monthly fee is $9.95. The monthly fee is waived if you receive qualifying Direct Deposit(s) totaling at least $1,000 in the 35 days preceding the date on which the monthly fee is processed.
What ATMs are fee-free for Porte?
Porte offers access to the MoneyPass®ATM network. Withdraw cash for no fee at more than 37,000 locations.4 These include Walgreens, CVS, 7-Eleven, and Circle K store locations, plus more. Find a location near you using Porte’s ATM Finder.
What is the monthly fee if I do not have Direct Deposit?
If you do not meet the $1,000 Direct Deposit requirements, the monthly fee is $9.95.
Does the monthly fee apply to me if I already have a Porte Account?
If you opened a Porte Account before December 2022, you will not be charged a monthly account fee.
What is the requirement to not pay a monthly fee?
To get the monthly fee waived, you will need to receive qualifying Direct Deposit(s) of at least $1,000 in the 35 days preceding the date on which the monthly fee is processed.
How do I set up Direct Deposit?
Enroll or switch your Direct Deposit directly in the Porte app with just a few taps. You can also choose to download your Direct Deposit form in the Porte app. Follow the instructions provided by your employer to finish setting up Direct Deposit. If needed, you can access your account and routing numbers under Account Info in the user profile.